wiredmikey writes: Home Depot said on Thursday that a data breach affecting its stores across the United States and Canada is estimated to have exposed 56 million customer payment cards between April and September 2014. While previous reports speculated that Home Depot had been hit by a variant of the BlackPOS malware that was used against Target Corp., the malware used in the attack against Home Depot had not been seen previously in other attacks. “Criminals used unique, custom-built malware to evade detection, ” the company said in a statement. The home improvement retail giant also that it has completed a “major payment security project” that provides enhanced encryption of payment card data at point of sale in its U.S. stores. According to a recent report from Trend Micro (PDF), six new pieces of point-of-sale malware have been identified so far in 2014. Read more of this story at Slashdot.
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Home Depot Says Breach Affected 56 Million Cards
Apple wants to destroy your wallet and kill your credit cards with Apple Pay, its new mobile payment system. Read more… 
The latest figures: Between January 1 and August 29 of this year, nearly 600 confirmed measles cases were reported to the CDC’s National Center for Immunization and Respiratory Diseases. The resurgence is the greatest the U.S. has seen since the disease was eliminated from the country in 2000. Read more… 
Chrome: It’s no secret that AdBlock is one of our favorite add-ons, and it does a lot of cool things . However, it’s definitely memory hungry , and can slow your system down. If you want a leaner alternative that still keeps the web clean and protects your privacy, try uBlock (or rather, µBlock.) Read more… 
New submitter meeotch writes: According to a new study by the Urban Institute, 35% of U.S. adults with a credit history (91% of the adult population of the U.S.) have debt “in collections” — a status generally not acquired until payments are at least 180 days past due. Debt problems seem to be worse in the South, with states hovering in the 40%+ range, while the Northeast has it better, at less than 30%. The study’s authors claim their findings actually underrepresent low-income consumers, because “adults without a credit file are more likely to be financially disadvantaged.” Oddly, only 5% of adults have debt 30-180 days past due. This latter fact is partially accounted for by the fact that a broader range of debt can enter “in collections” status than “past due” status (e.g. parking tickets)… But also perhaps demonstrates that as one falls far enough along the debt spiral, escape becomes impossible. Particularly in the case of high-interest debt such as credit cards — the issuers of which cluster in states such as South Dakota, following a 1978 Supreme Court ruling that found that states’ usury laws did not apply to banks headquartered in other states. Even taking into account the folks who lost a parking ticket under their passenger seat, 35% is a pretty shocking number. Anyone have other theories why this number is so much higher than the 5% of people who are just “late”? How about some napkin math on the debt spiral? Read more of this story at Slashdot. 
